by 
Anonymous
ANSWERS: 2
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A credit card in which you put down the money to cover the credit line. They are easier to get without a co-signer and you might be a little less apt to use it since your own money is backing it up.
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back in the old days, before the credit crunch and while banks still required collateral, i borrowed something like $500 then $2,000 then $10,000 all while having more collateral in savings account and paid it on time several times then paid it off. that gave me enough background to get a credit card with a $500 limit. after keeping the credit card paid off (NO, never pay the monthly minimum - pay it off every month in full for a year or so), then let the credit card company make interest off of you one month after one year. the next month, pay it off. then do that again a bit later and the next month pay it off again. ask for limit increases. don't let yourself make the mistake of accummulating debt and living off the credit card. never pay ATM fees. if you need cash, go to the cashier for nothing rather than paying $8.00 in fees!!! never let your checking account go negative. keep a cushion of savings for use in emergencies - i know, those who need such cushions can't afford to save enough for one and those who earn enough to save, save. good luck!!!
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