• Don't worry about it for now. No, I wouldn't call your insurance company. Once you call and even inquire about filing a claim, your company will file the claim, whether or not they actually do anything for it. Always call your agent first, not the company direct. You'll have an At-Fault crash on your insurance record and you could get dinged for it.
  • If the paint didn't scratch, crack or chip, then there's no need to contact the insurance. You just go on with your life.

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