ANSWERS: 4
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According to this website, only the amount offered and refused is discharged. I'm not sure what you mean by 'refuses to accept a normal bank account'. http://www.fair-debt-collection.com/searches/payment-refusal.html
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It may indicate that court action has been filed and they cannot accept a payment now. (too late)
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No, but you will want to get something with which you can prove that your attempt to pay the debt was refused.
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Depends on the agreement!
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