by - Katelyn is a party animal - on August 18th, 2008

- Katelyn is a party animal -

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First thing that comes to mind when I say "un-insured drivers"?

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Answers. 43 helpful answers below.

  • by tomsims on August 24th, 2008

    tomsims

    The first thing is irresponsibility.

    The second is a degree of sympathy because people are so dependent on cars to work and live while insurance is so high.

    That sympathy is dulled by two factors:
    (1) If it costs them too much to insure, they certainly do not have the resources to act responsibly if they cause injury, property damage, or death.
    (2) Many people are completely unwilling to explore the possibility of using public transportation or walking.

    In most states, it is not insurance that is required, but proof of financial responsibility. One can self-insure, but one must show proof of ability to act responsibly toward others.

    It is simply the Golden Rule.

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  • by Starmaster on August 24th, 2008

    Starmaster

    Irresponsible People!

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  • by Algernon.NZ - Dirrty on August 18th, 2008

    Algernon.NZ - Dirrty

    The 14 year old that had taken Daddy's car and hit me and caused $1800NZD worth of damage to my car alone. I don't care how much damage he caused Daddy.

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  • by Phil wonders where everyone is??? on August 18th, 2008

    Phil wonders where everyone is???

    the ones in the fancy rimmed cars that don't have money for insurance.

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  • by Max Arliss on August 24th, 2008

    Max Arliss

    College students! Yeah, guess where I live...

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  • by Firebrand on August 18th, 2008

    Firebrand

    Lock them up.

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  • by 232499 on August 18th, 2008

    232499

    well it makes me mad - but they are smart because for the time being they are beating the system

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  • by Doggie S on August 18th, 2008

    Doggie S

    Peril

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  • by TERRYTUKER on August 18th, 2008

    TERRYTUKER

    deportation

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  • by Anonymous on August 18th, 2008

    Anonymous

    Danger Danger Danger

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  • by iNSOMNiACK on August 18th, 2008

    iNSOMNiACK

    An arm and a leg.

    -Its all part of the plan

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  • by 8 Jan 2004-10 Dec 2009 on February 26th, 2009

    8 Jan 2004-10 Dec 2009

    Welcome to New Hampshire.

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  • by Katie on February 26th, 2009

    Katie

    idiots who makes the responsible people have to pay higher rates.

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  • by Wounded Tiger on February 26th, 2009

    Wounded Tiger

    Difficult teenagers.

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  • by Trisha on August 24th, 2008

    Trisha

    scary people to drive on the road with.

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  • by Bob on August 24th, 2008

    Bob

    drunks, poor, high-risk of getting in accident.

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  • by steelstr45 on August 24th, 2008

    steelstr45

    hispanics

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  • by jeanie16 on August 19th, 2008

    jeanie16

    Oh God ! :(

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  • by DONT DO IT AKA YOU WANT MY LIPS on August 18th, 2008

    DONT DO IT AKA YOU WANT MY LIPS

    rebel

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  • by Penny The Wise on August 18th, 2008

    Penny The Wise

    People who drive but don't have insurance?
    Really nothing comes to mind except that I don't really make any connections with anything other than people driving around with no insurance.

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  • by autoinsuranceexpert on November 28th, 2009

    autoinsuranceexpert

    About 25% of American Drivers are uninsured and fit this category. I feel that if a driver can't afford insurance, then they can't afford to drive. Money, is the number 1 reason uninsured drivers say they don't buy insurance. Again, I feel that if a driver can't afford insurance, then they can't drive. I am all for much stiffer penalties and even take uninsured drivers to jail. I wish all cops would get on the same page and treat this almost as serious as they do a DWI.

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  • by puffer on October 9th, 2009

    puffer

    WHERE? WHERE? WHERE? knob head drivers make puffer go nuts. Puffer find JCB and crush drivers and car.

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  • by lucky4 on February 26th, 2009

    lucky4

    WARNING!

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  • by NaVy WiFe on February 26th, 2009

    NaVy WiFe

    A very long story comes to mind which I will shorten lol.
    My husband and I are coming home in rush hour and are in almost dead stopped traffic. A guy is pushing his car down the side of the road which was weird so we both looked. And of course my husband rear-ends the car ahead... which was uninsured and didn't even have an American drivers license. The end.

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  • by ShoulderPadQueen on February 26th, 2009

    ShoulderPadQueen

    illegal aliens.

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  • by uncacal on February 26th, 2009

    uncacal

    Undocumented aliens.

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  • by ShoulderPadQueen on January 22nd, 2009

    ShoulderPadQueen

    bullsh!t!!! cause they will be the ones that will get in a accident with me and my luck!

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  • by Anonymous on January 22nd, 2009

    Anonymous

    car accidents it seems all the ones who dont have insurance are the ones of seem to get themselves caught up in a fender bender or bad accident where they just have to flee the seen

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  • by DreAnna on January 21st, 2009

    DreAnna

    An ever increasing percentage of drivers on the road..and it's going to get worse. Alot of the people driving un insured are not, irresponsible..many are making the difficult decision between insurance and a roof over their heads now days.

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  • by pedal junky on January 21st, 2009

    pedal junky

    miami

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  • by Possum on January 21st, 2009

    Possum

    Book 'em, Dano!

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  • by Anonymous on February 26th, 2009

    Anonymous

    Irresponsible.

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  • by TimberJ on February 26th, 2009

    TimberJ

    Lawsuit.

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  • by jord9801 on September 24th, 2009

    jord9801

    A bad word. I was rearended by a kid a few months ago. She presented the officer with an insurance card, and I agreed with the officer that it was just an accident and I didn't think that she needed a ticket. Imagine my surprise and dismay when I called her insurance company and was told that it had been cancelled due to non-payment four months prior. Needless to say I was more than angry. I tried calling her and ended up speaking with her mom (another irresponsible piece of trash) and was told that they didn't have the money to fix my truck. So, it seems to me that only people that force room into their budgets for insurance are required to carry it. If you are broke or just don't feel like paying for it (I would rather spend my yearly premium on new purses or a dishwasher etc...) well I guess you don't have to. Who isn't broke right now?

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  • by -Icy- on September 24th, 2009

    -Icy-

    irresponsible drivers +5

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  • by taylor on October 9th, 2009

    taylor

    i'd say money saving experts, nothing wrong with saving money

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  • by Jadey - Vive la difference on October 9th, 2009

    Jadey - Vive la difference

    "Twats"

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  • by MizzouMom on July 29th, 2009

    MizzouMom

    Kenneth.......my friend's 18 yr old son who received a traumatic brain injury when an individual with a revoked license driving his girlfriend's unregistered and uninsured vehicle crossed the median and slammed into Kenneth's car at 70 mph less than 3 weeks ago. Other driver expired, and Kenneth's life has been drastically changed forever.

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  • by kool on July 3rd, 2009

    kool

    If you are involved in an accident and neither you nor the owner of the vehicle is insured, the investigating officer will probably give you a citation for driving uninsured. Even if you are not cited, you will get in trouble with the DMV

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  • by vvt_freak on February 26th, 2009

    vvt_freak

    good on them for taking a stand and not falling prey to the rat race.

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  • by anddeb on February 26th, 2009

    anddeb

    In Alaska ajil time for the sucker.

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  • by GooGooDollie on July 3rd, 2009

    GooGooDollie

    I'm 22 and unable to drive myself at all because i cannot afford insurance. And i can't find a job good enough to meet that financial problem.

    =( it's embarrassing really

  • by mrsruvi on January 21st, 2009

    mrsruvi

    I'm a claims adjuster. two things come to mind: "Arizona doesnt allow uninsured motorist property damage coverage....no sir, that is for BODILY INJURY, not for your car."
    second-
    If you live in WA, CA, OR, AK, or UT Get a police report, even for a hit and run. you'll need it to use your uninsured motorist property damage coverage, even if the other person shows you an insurance card, assume they didnt pay their premium.

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