Does anyone know about how much is scooter/moped insurance is? Do you need motorcycle insurance?
by 
HunnyBuns
ANSWERS: 7
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(http://www.insuremyride.com.au/scooter-riders/scooter-riders.asp) Rates are at the link above. In most western nations all vehicles on public roadways are required to have third party insurance at a minimum.
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In some states in the USA, scooter and moped owners are not required to have a license or vehicle insuance. North Carolina springs to mind.
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It's pretty low, often about $60-$150 for the year. There are some companies that specialize just in scooter insurance. Just about all companies that do motorbikes, do scooters. One only scooter place is: http://www.scooterinsurance.net/
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I personally like http://www.scooterinsurancedirect.co.uk
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if its 50cc or smaller, you just need a state issue lic. with no motorcycle endorsment. and dont need to have ins, but its like $10 a month, and it covers your scooter if stolen(which happens all the time with 50cc) if its lager than 50ccs, then you need a motorcycle endorsment, and insurance to drive it.
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http://www.bikesure.co.uk offer some pretty comprehensive insurance offers because they specialise in certain niches .
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There are many kinds of scooters that do not need such, not even a permit. Most of them are electric scooters like these http://www.nobelmobility.com/index.php?cPath=11 But also gas scooters like these http://www.nobelmobility.com/index.php?cPath=5_16 also do not need permit as well. if you want to know more about these and local laws, read this http://nobelmobility.com/news/?p=12 Generally go to www.nobelmobility.com for more information. Hope this helps
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