Does responding to a pre-approved credit card offer hurt your credit more than soliciting one from a company?
by 
FishFood
ANSWERS: 3
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I don't think either of those Headings are on your credit report. Shouldn't affect you either way.
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I think I understand the question and I believe that responding or soliciting to/for a credit card does not hurt your credit BUT it raises a red flag to possible creditors in a way that may HINDER your credibility.
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Applying for credit in any manner shouldn't hurt your scores, unless you've already got too much available credit.
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