• My dad does that stuff, but he doesn't get separate travel insurance. I believe it's included in our home insurance.
  • On lengthy trips, very expensive trips and trips that are planned far in advance I do. While it does annoy me to spend that extra money, there are so many things that could happen in the intervening time or even during the trip that I'd rather spend the insurance money than risk losing thousands of dollars.
  • I always take travel insurance when I leave the country. It would be silly to not take it. It's so cheap anyway, and the amount of money it could potentially save is rediculously high.
  • I have gone on close to 20 trips and cruises and have never bought the insurance. It is a gamble and I believe that I have won.

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