File bankruptcy. Or see a debt consolidator.

Nothing since there is no such thing as credit card det. Be more careful when you ask a question next time and you don't get a sarcastic answer.

File bankruptcy or find some way to pay ... if at all possible, get a bill paying loan from a bank, the intrest rates are far lower than credit cards. ... see a debt councillor or like "stormynights" says, a debt consolidator ...

The first thing I'd suggest would be lowering your interest rate. Call your creditors and ask (nicely) for a lower rate. If they don't have authorization, you can ask (nicely, again) to speak to a manager or someone else who can. You can also call your creditor(s) and try to negotiate lower monthly payments. If you're out of a job and you make the effort to contact them and let them know that you aren't trying to dodge your legitimate debts, they should be willing to work with you. You can ask to defer payment without penalty. If you have a source of income but they aren't working with you and you have good (or even average) credit, you can threaten to do a balance transfer. They may start negotiating with you (it's like when you start walking out of the door of a car dealership: they see your wallet/potential profit walking out with you), but if they don't, follow through and transfer your balance to a card with a good interest rate. If you open a new card, many are offering 0% introductory balance transfer rates for 6 to 12 months, others offer a low fixed rate on the card. During the "teaser rate" you should pay off as much as you can. If you can't pay the balance by the time the rate changes, you can transfer the balance again. Just make sure that you pay at least minimum payments and on time. Put every cent you can toward the debt. The fastest way to pay off credit cards is to pay the card with the highest interest rate first while making minimum payments to the other cards. It's tough, but it'll slow the growth of debt. Also, don't make any further purchases with your credit card if you can avoid it. It doesn't make financial sense to be paying interest for disposable goods.