ANSWERS: 1
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This depends on who is offering the financing. If the offer contains a commitment from a lender for 100% financing, then the seller should have no concern about the financing part of the offer. If the buyer has yet to obtain a financing commitment, then that introduces risk to the offer, since the buyer may not be able to find 100% financing. An offer with less financing required is more desirable, because it has a better chance of obtaining the financing. (The bigger the down payment, the easier it is to find financing.) If you are asking the seller to finance 100%, then you are asking the seller to become your lender. The seller may not want to be a lender, so that would make the offer exceedingly undesirable.
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