• You should listen to the Dave Ramsey radio show or watch the Susie Orman show. Ramsey's daily show is on iheart radio as well. They discuss dealing with creditors and your relationship with money. Orman is secular and Ramsey is not.
  • Well it won't help your credit rating, but it could get you out of severe financial distress if you owe far more than you own. If you're serious about it, you need to do more research than just asking here at AB.

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