ANSWERS: 4
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Well I never had a credit card and in these days I'm not planning to.
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Yes, I do. I use one reward card for everything possible, and pay it in full each month. Then, as soon as I accumulate enough points, I cash them in and get a check. I like free money! And, I like not having to carry much cash.
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I use it all the time for purchases, although not much lately. I get 1% AND 3$ ON GAS.
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I use my card because I hate carrying around cash and like a month or two of float on my money so I can earn a little more interest. I don't spend more than I can afford and pay my bill in full and online every month. I also like the extended warranties and insurance I get with my platinum card.
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