My car was hit by another car while parked in a garage. Are there any documents or specific laws out there that support this case as a comprehensive claim?
by 
JoshBer
ANSWERS: 2
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This type of accident would generally be paid for by the other driver's liability insurance. If the other driver cannot be located, you would need to contact your own insurance company and explain the situation to them. The accident may be covered under your insurance, possibly by the comprehensive element. If your insurance company pays for the damage, you will probably be required to sign over all rights to compensation in the event the other driver is identified. Your insurance company would recover their expenses from his or her insurance company.
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Not likely. Comprehensive coverage is typically defined as hail, fire, theft, vandalism, fire, et cetera. Collision coverage is self-explanatory and this, obviously, was a collision situation. Most policies have (and in some jurisdictions it is optional) underinsured/uninsured driver coverage that contains a hit and run clause if the driver of the vehicle that hit yours can not be identified. If the driver can be identified, their insurance company should pay (provided they are, in fact, at fault). A comprehensive claim it is not unfortunately. Unless you have a clause in your policy that states otherwise.
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