A dog walker needs liability insurance for protection against possible lawsuits. By calling your insurance company, you will find out the amount of coverage needed for your dog walking business. The same agent or company who covers your home insurance or auto insurance can typically provide you with dog walker insurance.

Significance

A dog walker can get sued for many reasons, even while on the dog owner's property. Dog walkers can lose their business and personal finances if the person suing them wins.

Function

The dog walker insurance covers liabilities and protects the dog walker from potential financial loss. The insurance covers the costs if the dog walker is sued.

Types

Dog walkers need liability insurance coverage. Many liability insurance policies require the dog walker to be bonded, particularly if their duties include pet sitting and dog walking. Professional United Pet Sitters recommends base coverage that includes Care, Custody, and Control (or "Animal Bailee") of pets.

Cost

According to Costhelper, general liability insurance can range from $300 to $700 a year for low-coverage amounts and around $1,000 to $1,500 a year for high-coverage amounts.

Misconceptions

A big misconception is the dog's owner is liable for anything that the dog does while on the walks or in the dog owner's home. The reality is, the dog walker is responsible while the dog is in the dog walker's care.

Benefits

The cost of dog walker insurance is low in comparison to losing the business or your personal finances.

Source:

Liability Insurance Cost

Professional United Pet Sitters

More Information:

Does a Dog Walking Business Appeal to You?

National Association of Pet Sitters