by 
The Curious Bag
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Defensive driving refers to driving in a manner that reduces the risks often associated with driving. There are a great deal of advantages to driving defensively, including increased safety and savings on insurance premiums and traffic citations.
Safety
Driving is one of the most dangerous things we do every day. Defensive driving greatly reduces the risks we take when we get behind the wheel.
Money
It is likely that you'll greatly reduce the number of accidents you have by driving defensively, which in turn will cause your insurance premiums to decrease.
Tickets
Driving defensively means obeying all traffic laws and rules. This means that you won't put yourself in a position to get unneeded and expensive tickets.
Class
Taking a defensive driving class is one way to avoid fines and penalties in court if you do get a citation.
Improved driving record
If you take a defensive driving class, many states allow you to speed up the process of having bad marks removed from your driving record.
Source:
Safe Motorist.com: Defensive Driving
Kids Health.com: Driving Safety
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