In the United States, 48 states and the District of Columbia require car owners to buy insurance coverage before they can legally drive on the roads. Illinois is one of the states that requires car owners to carry auto insurance.

Liability Coverage

The state law in Illinois requires car owners to carry bodily injury liability auto insurance, as well as property damage liability auto insurance for each automobile they drive.

Injury or Death of a Person

State of Illinois law requires car owners to have bodily injury liability coverage of a minimum of $20,000 to cover the injury or death of one person in an automobile accident.

Injury or Death of More Than One Person

The state law in Illinois requires car owners to have bodily injury liability coverage of at least $40,000 to cover the injury or death of more than one person in an automobile accident.

Property Damage

State of Illinois law requires car owners to have property damage liability coverage of at least $15,000 to cover damage caused to another person's property in an automobile accident.

Insurance Card

In addition to owning liability auto insurance policies, Illinois law also requires the car owner to keep the insurance card in the vehicle at all times. The insurance card, issued by the insurance company, acts as proof of insurance and explains the terms and amount of the coverage.

Source:

Mandatory Insurance

Illinois Car Insurance - Auto Insurance Quote in IL

Illinois Law Mandates Auto Insurance Coverage

Resource:

CyberDriveIllinois.com