Full coverage car insurance is a term often used to denote physical damage coverage. This includes both collision and comprehensive coverage and is commonly required by lienholders if you're financing or leasing your vehicle.

Full Coverage Car Insurance

There are a number of different insurances that you can acquire to insure your car which include: collision, comprehensive, liability, bodily injury liability, and property damage liability coverage. Full coverage car insurance usually only denotes collision and comprehensive coverage.

Collision Coverage

Collision coverage refers to insurance covering any damages that occur to the vehicle as a result of a collision with another car or object.

Comprehensive Coverage

Comprehensive coverage refers to the type of injury that occurs when you are not operating the car such as vandalism, theft, or glass breakage.

When Must you have Full Coverage?

It is always a good idea to have full coverage auto insurance as the price of auto repairs can be very high. Most lienholders will require you to have full coverage car insurance if you are financing or leasing your vehicle.

Liability Insurance

Some insurance companies offer liability insurance as part of full coverage car insurance which is often required if you are leasing your vehicle. This covers the cost of any damages you cause to another person's body or car.

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