Identification

SSI is a form of public assistance that is offered to help ensure that low-income disabled or elderly individuals are able to afford necessities, such as shelter and food costs. In 2009, the maximum monthly amount for SSI benefits is $674 for individuals and $1,011 for couples.

SSDI vs. SSI

Social Security Disability Insurance (SSDI) provides benefits to elderly and disabled individuals who have achieved enough work credits based on employment where Social Security taxes were collected. The monthly benefit is based on earnings history. If SSDI is less than $694 per month for an individual, SSI is used to supplement the difference.

Requirements

SSI requires that certain income and resource requirements be met. Monthly income from outside sources, including employment, may not exceed $980 and total resources may not exceed $2,000. Contact your local SSA office or visit www.ssa.gov for specific income and resource guidelines.

Application

Applying for SSI requires completing an application at a local SSA office or completing an online application through SSA's website. You will need names, addresses and telephone numbers of medical providers that you have used in the past, a birth certificate, a Social Security card, a rental agreement or mortgage and information about your income and resources.

Medicaid

If you receive SSI, you may be automatically eligible for Medicaid. This varies between states, so contact your local or state Medicaid office for more information.

Source:

Social Security Administration