How much does one late payment affect a credit score?
by 
The Curious Bag
ANSWERS: 1
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Credit-scoring agencies are more lenient when it comes to late payments than many may assume. However, if a payment is 90 days late or more, it has a long-term negative effect. The specific damage varies greatly, depending on how much was owed and how late the payment: 30, 60 or 90 days.
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