Who needs commercial auto insurance?
by 
The Curious Bag
ANSWERS: 2
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Commercial auto insurance is for covering automobiles that are used for business purposes. This is the important factor in deciding whether or not you need commercial auto insurance. There are a number of situations that it becomes a necessity, but first it is important for someone considering commercial auto insurance to figure out what ways their vehicle or vehicles are being used. This will determine whether or not one needs commercial auto insurance.
Who Needs Commercial Auto Insurance
1. People who use their vehicles in order to transport goods or people for a fee. 2. People who use their vehicles to transport a lot of weight in tools, goods or products. 3. Employers that allow employees to operate vehicles that are in the company or employer's name. 4. People who use their vehicles in order to provide a service.
Special Requirements
In certain types of business, there may be requirements as to the amount of coverage that is needed. For example, the U.S. Department of Transportation allows each state to choose whether or not to require vehicle owners to get coverage for damage to the goods being shipped.
Source:
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All people who are involved in business and use automobiles in their business either for transportation or goods carrier etc needs commercial insurance as it is for commercial use. You can get some help from http://www.allstatespublicadjusters.com about insurance claim adjuster, they will give you all the information required.
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