by Lolita on September 20th, 2009

Question

Help answer this question below.

Do you have health insurance? Who pays for it?

Like
Report

Share:: Facebook; Twitter; Other

Answers. 19 helpful answers below.

by Bob on October 15th, 2009

Asker's Pick

Selected by the asker, Lolita. (What's this?)

Asker's Pick

On Answerbag, the member who originally submits a question can identify the answers that he or she finds most valuable. "Asker's Pick" answers show you which answers best addressed the question on the original submitter's mind.
last week my insurance company dropped me. i was paying $17,000 for myself. now, i can't buy insurance from anyone and i earn "too much" to qualify for a public program. i guess i don't blame them for rescinding my health insurance. i was too costly for them, as my medication costs $52,000 ish a year. i'm looking and i will keep on looking.
Comments
- This is why we need Single Payer Universal Health Care. You need to be in a huge pool where there are people who use little or no part of their health insurance and people like you who have larger health needs.
  
  This is what insurance is all about. Having a pool of insured, some of whom use the payments and some who don't. How many people actually use their fire insurance? Almost none. But would you do away with your fire insurance if you had a building or home?
  
  The important thing about insurance is that it is there in case you need it and that the overall costs are shared by everyone.
  - Report
  by Lolita on March 1st, 2010
Add a comment...
- Like
- Report
1 comment | Post one | Permalink
by Catsrock- Member of LOCLAB on September 20th, 2009
Nope I live in England where thankfuly we have good old NHS =D
Great question
Comments
- maybe someday Americans will wake-up.
  - Report
  by Larry on October 15th, 2009
- Good luck guys. Ill be hoping for you :)
  - Report
  by Catsrock- Member of LOCLAB on October 15th, 2009
Add a comment...
- Like
- Report
2 comments | Post one | Permalink
by fred flintstone on September 20th, 2009
Yes (NHS) - UK. when I was working I paid about 5% of my income for it (but this also provides me now I'm retired with an inflation indexed pension which is twice the aveage income of the country I live in). Since I retired the Health Service (all medical treatment and drugs) is free with no co-payments. The NHS has already cured me of cancer twice, without any increases or exclusions. Wake up USA!
Comments
- That is only a dream in America +4
  - Report
  by Larry on October 15th, 2009
- Why don't we have this in the USA? Answer: because corporations are too damn powerful.
  - Report
  by Lolita on March 1st, 2010
- Has anyone done a study of where the money paid by the people for health insurance goes in the USA?
  Actual Health care
  Administrators salaries
  Advertising
  Legal expenses
  Insurance company costs and profits
  - Report
  by fred flintstone on March 13th, 2010
Add a comment...
- Like
- Report
3 comments | Post one | Permalink
by Jadey - Vive la difference on September 20th, 2009
Nope not really... the NHS pays for my healthcare.
Comments
- NHS (National Health Insurance, Britain)
  -
  --and are you happy with it?
  - Report
  by Lolita on September 20th, 2009
- Its National Health Service, but yeah =) and yup, very happy.
  - Report
  by Jadey - Vive la difference on September 20th, 2009
- I wise America had a program like that +4
  - Report
  by Larry on October 15th, 2009
Add a comment...
- Like
- Report
3 comments | Post one | Permalink
by downtide on September 20th, 2009
I have National Health insurance and most of it is paid by my government.
Comments
- Oh, gosh, I forgot to ask whether you were happy with it...
  - Report
  by Lolita on September 20th, 2009
- I am. I probably wouldn't be alive today if it wasn't for the NHS.
  - Report
  by downtide on September 20th, 2009
- Nice +4
  - Report
  by Larry on October 15th, 2009
Add a comment...
- Like
- Report
3 comments | Post one | Permalink
by KingLeonidas on September 20th, 2009
Thankfully i live in the UK so NHS cover me.

Sure it has problems but they are fixable and it's served me and the rest of my family well so far.

NHS is great IMO. Couldnt imagine life without it.
Comments
- Thanks King! I wish we could have Single Payer here too.
  - Report
  by Lolita on September 20th, 2009
- Do you live in america?
  - Report
  by KingLeonidas on September 20th, 2009
- I second everything you say about the NHS
  - Report
  by fred flintstone on September 20th, 2009
- Only in our dreams +4
  - Report
  by Larry on October 15th, 2009
Add a comment...
- Like
- Report
4 comments | Post one | Permalink
by manatopain on September 20th, 2009
Yes, my government pays it.
Comments
- Good program +4
  - Report
  by Larry on October 15th, 2009
Add a comment...
- Like
- Report
1 comment | Post one | Permalink
by Over and Out on September 20th, 2009
Yes we do. My husband's employer pays for part and we pay for part.
Comments
- and are you happy with it?
  - Report
  by Lolita on September 20th, 2009
- We are ... it's pretty reasonable and great coverage.
  - Report
  by Over and Out on September 20th, 2009
- Then it's not Blue Cross
  - Report
  by Larry on October 15th, 2009
- No it's not Larry.
  - Report
  by Over and Out on October 15th, 2009
- Of course, you understand that when you say that you pay for part that actually your husband's pay is reduced because the boss must put aside a certain amount for the health insurance. -- I am not saying that this is a bad thing--but, you should recognize that even the employer's share comes out of the employee's potential paycheck.
  - Report
  by Lolita on March 1st, 2010
Add a comment...
- Like
- Report
5 comments | Post one | Permalink
by Galeanda on October 15th, 2009
No neither of us do. We have just been offered some from my husband's job, and we're looking to see if we can afford it but I don't think so :-(
Comments
Add a comment...
- Like
- Report
No comments. Post one | Permalink
by Thriftymaid on October 15th, 2009
Yes, the company from which I retired pays for most of it.
Comments
- Of course, you understand that when you say that you pay for part that actually your husband's pay is reduced because the boss must put aside a certain amount for the health insurance. -- I am not saying that this is a bad thing--but, you should recognize that even the employer's share comes out of the employee's potential paycheck.
  - Report
  by Lolita on March 1st, 2010
Add a comment...
- Like
- Report
1 comment | Post one | Permalink
by Sexyrabbit on September 20th, 2009
No, my country does. Canada. :)
Comments
Add a comment...
- Like
- Report
No comments. Post one | Permalink
by Death Panel litigant on September 20th, 2009
Of course. I pay for it through a negotiated salary deduction with my employer. I'd rather the system be for me to just get the money the employer would pay, out of profits from my hard work, and be able to shop to purchase what is best for me and my family. However, the negotiated terms benefit myself, family, and employer in the best way possible in the current system.
Comments
- With very few exceptions no american can possibly make a judgment about which plan is best for his family. The terms in contracts are rarely clearly stated, and even then insurance complanies find ways to reneg.
  
  When a job is lost, under our system coverage is lost. Even when cobra is available, an unemplyed person is expected to pay hundreds of dollars a month for coverage.
  
  The best would be single Payer, like in Great Britain or Canada--maybe with a little tweaking.
  - Report
  by Lolita on March 1st, 2010
- What do you call the administrators of insurance companies who deny coverage so that the company will have larger profits?
  
  Of course, you understand that when you say that you pay for part that actually your husband's pay is reduced because the boss must put aside a certain amount for the health insurance. -- I am not saying that this is a bad thing--but, you should recognize that even the employer's share comes out of the employee's potential paycheck.
  - Report
  by Lolita on March 1st, 2010
Add a comment...
- Like
- Report
2 comments | Post one | Permalink
by -Icy- on September 20th, 2009
+5

i have wonderful health coverage.
i pay a small price and my company picks of the rest.
Comments
- Your lucky in that
  - Report
  by PrairieWind on September 20th, 2009
- Of course, you understand that when you say that you pay for part that actually your husband's pay is reduced because the boss must put aside a certain amount for the health insurance. -- I am not saying that this is a bad thing--but, you should recognize that even the employer's share comes out of the employee's potential paycheck.
  - Report
  by Lolita on March 1st, 2010
Add a comment...
- Like
- Report
2 comments | Post one | Permalink
by Ec-nal Licensed Bootie Inspector on September 20th, 2009
Yes, and I pay for it yo...
Comments
Add a comment...
- Like
- Report
No comments. Post one | Permalink
by Hillbilly on September 20th, 2009
I lost my insurence when I was laied off from my Job. I don't know if I will get anymore..I don't want Obamm care
Comments
- So the hard working, Taxpaying Americans are taking care of your health care needs, while you sit at home on your worthless dumb ass playing on the computer – You are a Typical Republican, always crying about the government spending, but first in line for a Government handout. What a POS.
  - Report
  by Larry on October 15th, 2009
- Hillbilly is really brilliant. He thinks that it's okay that he and his family have no coverage. Wait until someone gets sick or injured. then he'll wonder where his coverage is.
  - Report
  by Lolita on March 1st, 2010
- Lolita, Hillbilly doesn't care - he has us to pay for it.
  - Report
  by Larry on March 1st, 2010
Add a comment...
- Like
- Report
3 comments | Post one | Permalink
by DukeG on October 15th, 2009
Yes and you pay for it, I'm a government employee.
Comments
Add a comment...
- Like
- Report
No comments. Post one | Permalink
by Thriftymaid on September 20th, 2009
Yes. The company and me.
Comments
- Of course, you understand that when you say that you pay for part that actually your husband's pay is reduced because the boss must put aside a certain amount for the health insurance. -- I am not saying that this is a bad thing--but, you should recognize that even the employer's share comes out of the employee's potential paycheck.
  - Report
  by Lolita on March 1st, 2010
Add a comment...
- Like
- Report
1 comment | Post one | Permalink
by pedal junky on October 15th, 2009
i have full coverage plus dental which my employer pays for 100%
Comments
Add a comment...
- Like
- Report
No comments. Post one | Permalink
by Larry on October 15th, 2009
Yes – I pay for Government Employee Blue Cross - it covers about nothing, it just SUCKS
Comments
Add a comment...
- Like
- Report
No comments. Post one | Permalink

Question

Do you have health insurance? Who pays for it?

Answers. 19 helpful answers below.

Asker's Pick

Asker's Pick

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Comments

Did this answer your question? If not, then ask a new question or create a poll.

More Questions. Additional questions in this category.

Follow us on Facebook!

Related Ads

Related Questions

Professionally Researched

ANSWERBAG BUZZ

Answerbag.com Your favorite Q&A site is on Facebook! Become a fan to connect with the ever-growing community of Answerbaggers, share your thoughts and find out what Answerbag's up to next!

Answerbag.com
Your favorite Q&A site is on Facebook! Become a fan to connect with the ever-growing community of Answerbaggers, share your thoughts and find out what Answerbag's up to next!