by The Gift on April 25th, 2009

The Gift

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How much credit card debt do you have?

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Answers. 59 helpful answers below.

  • by Rollie on April 25th, 2009

    Rollie

    None. We have very seldom have had a balance after our monthly payment and we paid them all up and haven't used them for almost a year.

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  • by Sexyrabbit on April 25th, 2009

    Sexyrabbit

    Zero..:)

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  • by LoggyBren on April 25th, 2009

    LoggyBren

    None now, thank goodness. My credit cards have been paid off for well over a year. President Obama has addressed the credit card companies practices this week and is attempting to change some of their methods of increasing the credit rates.

    Years a go, if I used credit cards, I would pay them off in the same month that I charged items so that I didn't have to pay the interest. But, I started using them unwisely and accumulated some debt that I thought I would never pay off. Fortunately, they were paid off and I can't say enough about the relief of not having to pay those monthly bills.

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  • by niki210 on April 25th, 2009

    niki210

    lol absolutely none, don't have any credit cards

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  • by tempus on April 25th, 2009

    tempus

    I don't have any at the moment. I don't like to over-spend.+3

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  • by Lion Heart sleeps on April 25th, 2009

    Lion Heart sleeps

    Zero!

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  • by grittygurl on April 25th, 2009

    grittygurl

    between my husband and I we have about $6,000 on three different cards. (Ugh! WHY did I feel compelled to answer this?)

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  • by Little big mouth on April 25th, 2009

    Little big mouth

    About 2300 dollars

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  • by Factotum on April 25th, 2009

    Factotum

    None, but it was not always so. I wised up late.

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  • by Pixie - jeg er elsket on April 25th, 2009

    Pixie - jeg er elsket

    Right now, $5.00 :)

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  • by Esteban-- Smartest Pumpkin on April 25th, 2009

    Esteban-- Smartest Pumpkin

    $37.14, I left my debit card home.

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  • by azlotto on April 25th, 2009

    azlotto

    About $4000. Had to buy some tools of my trade. +

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  • by Kornflapper on April 25th, 2009

    Kornflapper

    About $1000 right now since I just got back from a trip, but I pay it off each month in any case.

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  • by Kravenhead on April 25th, 2009

    Kravenhead

    Zero; never had it, and hopefully never will.

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  • by Henderson on April 25th, 2009

    Henderson

    I canceled my credit card last Sepetember, to avoid personal financial crisis.

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  • by The Gift on April 25th, 2009

    The Gift

    I only use mine for gas and I pay that off every month

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  • by Shanel with an S on April 25th, 2009

    Shanel with an S

    none!

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  • by Cheesus on July 11th, 2009

    Cheesus

    None. Yay me!

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  • by kat on April 26th, 2009

    kat

    Too much!

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  • by Mikeisha on April 25th, 2009

    Mikeisha

    $520.00.

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  • by Simply99 -- Not a fan favorite. on April 25th, 2009

    Simply99 -- Not a fan favorite.

    Not sure at the moment. After making most purchases using it, we pay off it in its entirety at the end of the month, making for zero finances charges. Well, except for that $20.00 a year membership fee, which is a good trade off for a low interest rate -- despite we've rarely had to use the interest part of the cardholder's agreement.

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  • by The Infamous Johnny on April 25th, 2009

    The Infamous Johnny

    none, i never needed to use them..

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  • by Carl_07 on November 26th, 2009

    Carl_07

    Not very much, since I try to limit myself now into purchasing things that are only needed.

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  • by Cyanotic Wasp on October 26th, 2009

    Cyanotic Wasp

    No more than I can pay off month to month. For me (now) the credit card is a matter of convenience, and not necessity.

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  • by Mikeisha on November 26th, 2009

    Mikeisha

    $1,087.00.

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  • by john pennington on November 26th, 2009

    john pennington

    None. zero. naught.

    Tore up our credit cards twelve years ago and what a relief.

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  • by Fiddle Playing Creole Bastard on November 26th, 2009

    Fiddle Playing Creole Bastard

    None, and I hope to keep it that way.

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  • by Vintage... on November 26th, 2009

    Vintage...

    zero..always pay my debt off within the month.

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  • by Mosexy on September 27th, 2009

    Mosexy

    ZERO :)

    Interest is a sacrifice people make to the gods of money. That would be people that have a positive net worth as opposed to a negative one. People like me.

    Thanks guys. My share of all that interest you pay may not be much, but I need only to sit on my ass to collect it.

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  • by schmee2369 on September 27th, 2009

    schmee2369

    0 ---- I dont get wrapped up in the credit card mess. (and Im doing just fine)

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  • by The Gift on April 28th, 2009

    The Gift

    what did you buy to get the debt

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  • by Nancy on April 27th, 2009

    Nancy

    None, zip, zilcho, nada...I'm not giving my money away to them; and debt incurred is paid at month's end to avoid getting raped with the interest rates they've decided to inflate.

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  • by nutmegcollector on April 28th, 2009

    nutmegcollector

    None, I pay off my credit card balance every month.

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  • by mrrw on April 28th, 2009

    mrrw

    We pay it off every month. If we need credit we have a credit line with the house as collateral. Not much debt at all.

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  • by lovebettafish on April 28th, 2009

    lovebettafish

    $0. I have never owned a credit card, I refuse to get into that much trouble, and only use cash.

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  • by delled on April 28th, 2009

    delled

    i have no credit card debt

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  • by technios on April 26th, 2009

    technios

    none... the debt I have was wrongfully imposed.

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  • by Corgingus on April 26th, 2009

    Corgingus

    I only keep two credit cards for traveling purposes. Some places without a credit card you can'nt rent a car. My balance is always oooo. If I have to use it, it gets paid off when I get the bill.

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  • by rippi202 on July 10th, 2009

    rippi202

    about 4 grand....OMG....
    but I should have it paid off in two years if all goes well....*hits head against wall* I hate being a college student working a minimum wage job...soon I will graduate and be able to pay more I hope.

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  • by Anonymous on August 11th, 2009

    Anonymous

    clear all doubts http://creditcardpay.blogspot.com

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  • by Yarnlady is happy every day on April 26th, 2009

    Yarnlady is happy every day

    We pay our off in full at the end of every month, but it usually runs between 3,000 and 5,000.

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  • by Yahoo Answers Is A Fraud on April 26th, 2009

    Yahoo Answers Is A Fraud

    None.

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  • by Ronaldo on April 26th, 2009

    Ronaldo

    I dont have a credit card.......

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  • by Anonymous on April 28th, 2009

    Anonymous

    Ugh, I owe about £1000 on mine. Spent on a holiday, some uni supplies and dental work that ran into a few hundred pounds. I'm not worried though, as soon as I get a full time job in the summer I'll have it paid off in full by my 2nd wage slip.

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  • by The Gift on April 28th, 2009

    The Gift

    anyone else

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  • by puzzled on August 27th, 2009

    puzzled

    About $750.
    The credit card company pays me 1% of that a month if I keep it that way. Since they lent me the money in the first place, I used their $750 to buy groceries and stuff saving me $750 which I put into a savings a/c.
    If ever they want out, I'll give them back their $750 from my savings a/c. But I get to keep the interest.

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  • by Rufus_T_Firefly on August 6th, 2009

    Rufus_T_Firefly

    Zero credit card debt. I have had only one in my entire life and I got rid of it early on. My reasoning is that if I cannot manage to save enough money to buy the things I want or need, then I must not really want or need them too badly.

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  • by anothergrl on August 27th, 2009

    anothergrl

    I have about 20 g's but I love my life style

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  • by Normal guy on August 27th, 2009

    Normal guy

    About 5 grand but that is only because it was a promotional purchase with no interest for 12 months. I pay off monthly any credit card activity that will result in interest charges. I am what is referred to in the credit card industry as a deadbeat.

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  • by Thriftymaid on September 27th, 2009

    Thriftymaid

    Less than 100K

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