by 
Anonymous
ANSWERS: 3
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YES.
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No is the simple answer. But things are never simple. If the credit card was taken out by a corporation with no guarantor, you are safe. But credit card companies rarely do that unless you have a great D&B rating. The vast majority of card applications request your social security number and signature. If they do, you're on the hook. The debt is still unsecured, so they are very limited in what they can do if you do not pay but still...
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It depends. You need to go to court and discuss this with an arbitrator. You can also file bankruptcy and they can't touch you.
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