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by Sweet T on November 7th, 2008
Never.
by Miss Anubis loves this season on November 7th, 2008
Never anymore, I did go over my limit about 6 times when I still had my cards. :(
by Foocubus on November 7th, 2008
Never. I'm in the habit of paying bills basically as soon as I get them, and don't spend much on the credit card anyways (I tend to use my debit/ATM card most of the time).
by DreAnna on November 7th, 2008
Never :)
by Sosueme on November 7th, 2008
Never, I've got a pretty high limit on one and no limit on the other. I pay right away anyway.
by TjoeBaxter is Hot Yo on November 7th, 2008
i odn't have any credit cards..I cut them up when I kept on going over my limit...with late fees and all that credit card jazz. so I try to stay clear from..but some people should have them:):)..just not me:)
by Eltinwe has a life Swan - DYOH on November 7th, 2008
Never have. Though someone adopted my credit card number recently and they were well on their way towards the limit. We don't put more than we can pay immediately onto the card, and for some reason the credit card company flagged the unusual behavior and caught it.
by what on November 7th, 2008
No card, no limit.
by Doggie S on November 8th, 2008
Never, because I rarely use it.
by ENigma on November 8th, 2008
Never. The interest rates KILL you its 3 % a month which works out to 36 % pa.
by JuJubee is wearing a COAT of chocolate on November 9th, 2008
I don't use credit cards. If I can't afford to pay cash for it, I guess I just don't need it!
by --paw43--is back for now on November 8th, 2008
Never I don't have a credit card!
by RosieGHM Jetpacker on November 8th, 2008
Never. I'm always well below the limit..and I pay off the bill each month so I don't have to deal with interest charges. Happy Saturday! :)
by micahhenry on November 8th, 2008
Never gone over, and up until a couple months ago i paid the balances every month
by A chillin buttercup on November 7th, 2008
Never, why pay all that interest, i can do without.
by Rinky Dinky Do on November 22nd, 2008
Never
by leeks5229 on November 9th, 2008
Only once. It was when I had to buy four return tickets to Australia some four years ago.
by jeanie16 on November 9th, 2008
never !!
by Tempter on November 9th, 2008
I am broke as hell, but I I have no debt. So I have that going for me.
by Chingles on November 8th, 2008
never
by Bull wears a COAT of many colours on November 8th, 2008
Never. Credit cards are a detriment and a major cause of our country's fiscal problems. Don't have any, don't want any. I do use a debit card. If I don't have the money for it, I don't need it. If I need it, I will find a way to sacrifice in some area to raise the money. If I can't do that, then, for sure I don't need it. Wanting and needing being two different things. In many cultures there is no word for wanting. Only for needing.
by Shan is Purrrrrfectly Happy on November 22nd, 2008
never.
its recommended to have three revolving accounts in order to maintain a really good credit rating. but i dislike credit cards because of their usurious compounded interest rates. i believe they are the middle class scam. other than your home, auto, student, & business loans, which are fine in my book, my motto is if you cant afford it now with cash, you shouldnt be buying it.
by Anonymous on January 26th, 2009
Never, because they just keep increasing the limit! What do you have to do to reach that limit?
by Galeanda on November 22nd, 2008
Never. We try to pay off each month.
by wildthorn on November 22nd, 2008
Never.
by Ownster on November 22nd, 2008
I dont use credit cards because they give you money you could never pay back.
by engineer is Terminator on January 26th, 2009
Very rarely I use the credit card.I believe in the debit one."No money,no expenses".
by puzzled on August 27th, 2009
Mines so high, I could never go over it.
I have to ask them to cut it back to reduce potential loss through fraud.
by Merfish on August 27th, 2009
I never have.
by Normal guy on August 27th, 2009
Never. Rarely, if ever carry a balance on a credit card. Only if it is a promotion with no interest for a period of time will I carry a balance.
by kittie on November 22nd, 2008
I never go over. I only spend about half my credit limit. I gave my mom a credit card and she goes over the limit
by strange1 still in pb on January 27th, 2009
i get charged nearly every month
by cellardoorzen on January 27th, 2009
Never, then again I have it set up so that 20% of my credit card bill is automaticaly taken from my paycheck bi-weekly.
How old do you have to be to get a credit card in the U.K.?
by Answerbag Staff on March 22nd, 2010
| 1 person likes this
Which credit card is easy to get with bad credit?
by Answerbag Staff on February 26th, 2010
| 1 person likes this
Are gold credit cards better than regular credit cards?
by Answerbag Staff on January 25th, 2010
| 1 person likes this
How many of you have a single credit card with a limit over $40,000?
by Tveg on July 10th, 2009
| 5 people like this
Do you know whenever you apply for credit or an application is made on your behalf, your credit rating goes down? Experian 888-397-3742
by GibsonGuy on February 15th, 2011
| 1 person likes this
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Comments
Good for you, Sweet T.
by Bull wears a COAT of many colours on November 8th, 2008