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by KhaosGod Is The First Human Spectre on May 7th, 2009

KhaosGod Is The First Human Spectre

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If a debt has gone to a Collection Agency can you still pay the debt off to the original person/company owed instead of having to send it in to the Collection Agency?

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  • by Occams Electric Razor on May 7th, 2009

    Occams Electric Razor

    Most times no, but you can try to contact the company and work out a payment arrangement, but really the collection agency will usually do the same thing; try to use scare tactics and court to get you to pay in full, then if you can't or won't they will work out a payment arrangement with you, though when working through the collection agency you cannot usually get rid of interest accrued if it is a debt like a car loan or credit card debt. Just contact the company, try to work out something and see what happens, then if there's nothing you can do then work through the collection agency.

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