• If by "large" you mean an amount over 10,000 I would say definitely no. The bank _will_ report you to the IRS, which may (or may not) lead to an audit next year.
  • any amount under 10,000.00 USD can be deposited anonymously into any account in the US.
  • It could definitely cause them problems if they're on any income based programs. My sister lost her disability because of her son's life insurance when he died. She's now an unmedicated schizophrenic. Very sad, actually.

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