When when die is our family responsible for our credit card debts... and other bills?
by 
NikonRob Goodbye
ANSWERS: 7
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Upon death the co-applicant is solely responsible. If there is no co-applicant they can try to get family to pay but cannot legally force them to.
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Your estate will be responsible for the bill. The person who is responsible for running your estate is called the executor. It is the executor's responsbility to pay off debts owed by the deceased. There are no instructions (as far as I know) about who gets paid first in the event the money runs out.
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Your estate will be responsible for your bills. if you leave no estate then the Insurance premium that most cards add to your bill each month will have to cover the loss. Your family cannot be held responsible, unless you have another card user as a co- applicant (this is not common, one person is usually the account holder) user on the account.
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I went through this with my mother's credit cards. Some of them had life insurance on them, and were paid off with that. The ones that didn't were out the money, although they did suggest we should pay those bills. Her estate only consisted of household goods, which went to auction (where we made no money, after we paid the auction house). We just told them there was no money in the estate to pay those bills, and none of her children could afford to pay them. Sucks for the credit card company, but we couldn't help it. The only other bill she had was Dell, for a laptop she had gotten a granddaughter as a gift. We talked to Dell and they suggested we send the laptop back, but when I explained she had given it to a granddaughter as a gift, they just wrote off the remainder of the debt, which was good, because I would have hated to tell my niece her christmas present would have to go back.
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If the decedant had a will the executor is responsible for paying all debts from the estate. If there is no will, then the individual died intestate and the probate court will appoint an administrator to distribute the property and pay bills according to state law.
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i hope not cause im out of work
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The estate the person leaves behind is responsible. Property that a lien can be placed on. Checking account savings account.
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