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by Anonymous on December 10th, 2006

Anonymous

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If you could choose, would you choose health care reform? or health care insurance reform?

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Answers. 12 helpful answers below.

  • by Scifisuz on July 1st, 2009

    Scifisuz

    I vaguely remember a time when those with health insurance were an extreme minority , not the norm. I think insurance often adds an unnecessary layer of bureaucracy. Health care providers often can get away with overcharging too. We need medical care; we don't need insurance.

    So ideally, I'd like to eliminate health insurance and let the laws of supply and demand along with modest local regulation re fair business practices determine health care costs.

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  • by Miss Priceless Princess fancies RUSirius on December 10th, 2006

    Miss Priceless Princess fancies RUSirius

    Health care reform. If I call the doctor for an appointment today, I will get one booked for December 2007.

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  • by Mr. McClister on December 10th, 2006

    Mr. McClister

    What country are you in?

    Edit: Insurance reform definitely. We need more flexible insurance plans that will cover even the currently sick and not jack up rates everytime they get the chance.

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  • by Legend In Your Own Mind on August 10th, 2009

    Legend In Your Own Mind

    Both..you can't have one without the other, but a single payer would be the best.. isn't going to happen here though.

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  • by LadyLuck on April 6th, 2008

    LadyLuck

    Health care insurance reform. It's expensive and tricky, to say the least.

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  • by Cotton 201 on August 10th, 2009

    Cotton 201

    excellent question...perfer, ins reform...for example, people with special needs such as, pre-existing conditions. But, having said that, don't want someone to tell me where to go and when...+5

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  • by Lazs Mouse on September 12th, 2009

    Lazs Mouse

    Good question, thanks for asking--it is health care insurance that needs reforming, not health care per se. Insurers should be required to give rebates to their customers of approximately 50% of premiums paid, after claims submitted...that's fair enough....so, if I pay $12000/yr in premiums (medical), my claims are $400--I would receive a rebate check from my insurance co of $5800...fair enough?

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  • by Anonymous on August 17th, 2009

    I usually do not respond to questions from Anonymous but in this case the question is such an exceptional one that feel like answering.
    Insurance Reform.
    I think what scares most people is being thrown into the unknown. And especially a government run program.
    This is one great question. +5

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  • by Moongrim on August 17th, 2009

    Moongrim

    Health care.

    The insurance company would eventually find a way to deform.

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  • by jova on September 12th, 2009

    jova

    The politicians blame the insurance companies for raising rates, yet they are force to raise rates when the politicians force them to cover more and more crap.

    Health insurance is over-regulated which is one big reason for the high costs.

    De-regulation would give us more freedom and lower costs.

    For example, here in NY, 100% of the policies sold must cover fertility treatments. This adds an extra $100 to every policy, even if you are 50 years old and you have no plans for more children.

    prior to the regulation, people were free to buy a policy with or without such coverage. Why force all policies to be the same ? Imagine if they forced all cars to have 4 doors ? It reduces our choices and jacks up the costs.

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  • by Bob on September 12th, 2009

    Bob

    insurance company administration in the US costs 7 times more per person than administration in other economically developed countries. most of that difference is mind-numbing administration, executive bonuses, and much bigger stockholder equity. insurance has gotta change. however, the health crisis is much bigger than just insurance companies. doctor's practice defensive medicine to the tune of an extra $350 billion, most of which could be eliminated by tort law reform. prevention and education are essential... both are critical!!!

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  • by WoOZackWoO on August 17th, 2009

    WoOZackWoO

    ELIMINATE GOVERNMENT!!

    The government continually adds mandates to insurance companies, or makes them HAVE to insure people, or they discourage risk assessment.

    Well......all of this adds to the cost of premiums. Thereby hurting all of us :)

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