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by football panic on September 10th, 2008

football panic

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Isn't there 30 days of continued health coverage in Va after quiting a job? My son needs surgery. My new jobs health coverage doesn't start for 2 mo's. I have heard there are new laws regarding pre-existing conditions? Please help. Can't call Anthem~

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  • by Sweet T on September 10th, 2008

    Sweet T

    Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986. The law amends the Employee Retirement Income Security Act, the Internal Revenue Code and the Public Health Service Act to provide continuation of group health coverage that otherwise might be terminated.

    COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Group health coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves. It is ordinarily less expensive, though, than individual health coverage.

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