The three Credit Bureaus advertise they will provide the FICO score. I recently purchased my credit scores from them but they provided the Vantage score.Most lenders still use the FICO score so how does the Vantage score help?
by 
Anonymous
ANSWERS: 3
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Well, you shouldn't purchase anything, you're entitled to one free one from each of the three reporting agencies each year. Beyond that I can't help you.
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To Cantras 36-- Be advised that CREDIT REPORTS are available free, CREDIT SCORES must be purchased.
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Where _exactly_ did you go to get your credit report? It sounds like you purchased your credit report/score through a third party who then got it for you from the three credit bureaus. If you can remember the website you used to get your report, we can help you more. It looks like you might have purchased a cheaper option than the FICO score, and that it turned out to be this Vantage score. I've never heard of it, but you could try Googling it and seeing if anything relevant appears. You should also know that your FICO score will be different for each of the credit bureaus (Equifax, Experian, and TransUnion) because each one receives different information from you from different sources (for example, one credit card might report to only one bureau and not all three, etc.). So if you order your FICO score for all three bureaus, you should get THREE scores back. I hope this helps a little. Credit can be pretty confusing.
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