by john graymatter on November 8th, 2006

john graymatter

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I'm young and have money to invest but have no clue about stocks or investing. Where can I learn the basics and start investing my money?

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Answers. 10 helpful answers below.

  • by R_Berue on May 8th, 2008

    R_Berue

    When I was a younger man, I asked the same Q about a different field - real estate.

    My Dad, who is also one of my mentors, came back with a Q: "How do you eat an elephant?" I looked at him like he was speaking a foreign language or something I didn't understand.

    “I don't know, Dad. How do I eat an elephant?" IMMEDIATELY, he responded, "When you got into the food business, went to school, moved up, graduated from the Culinary Institute of America, then progressed, how did you do it?"

    I replied, "I did it the only way I could. As confidently as I could. But I certainly didn't eat an elephant."

    Dad said, "Yes you did. The fact that you attained the level you did proved you ate that elephant. That elephant was the food business! It’s the same with real estate or anything else you decide to get into. No matter what you decide to do, you're going to eat an elephant. Real estate is an elephant. I'll ask you again: How do you eat an elephant?"

    I STILL didn't understand. I looked at him with my head sort-of-tilted-to-the-side,-I-don't-understand look. I didn't say a word. With one slow word at a time, he answered his own Q:
    "One bite at a time."
    Then he said, "Just as you learned to cook and make delicious food, you learn to do other things - one step at a time, one bite at a time."


    In the beginning, you should investigate the different investments you have available to you. Make THE BEST investment you can:

    Invest THE TIME to educate yourself. Do on-line searches; read books; enroll in investming and finance classes; seek out and use mentors and coaches; ask Qs about those investments which truly interest you: stocks, options, currencies, commodities, bonds, real estate, etc. Once you have that knowledge, no one can ever take it away from you.

    In the beginning "newbie" traders & investors DO NOT INVEST any money. It probably won't be too long when you'll feel you're ready to invest your hard-earned money. Before taking that step, you really should do research about what you are investing in.

    You should LEARN HOW:
    A] the stock market works.
    B] to invest in many, many various ways.
    C] to properly trade
    D] Properly manage the money in your trading account.

    "Newbie" investors & traders ALWAYS make mistakes. In fact, throughout a person's trading hobby, avocation or career, he/she makes mistakes.

    In the beginning, you READ & LEARN about the market & how it works: Read the very basic books about what the different investments are, how each investment works and learning how to trade that investment.

    As you read & do research about the investments you are interested in, sometimes you'll come across a financial or investment term you never heard before. Use an on-line investing site or an investment dictionary.

    There are also free sites where you can set up a virtual account & almost trade as though you were trading with real money. Since Google is providing the ads for this site, you can do a Google search for those. There are quite a few of them. You might want to try a few different virtual trading sites, THEN make your selection.

    A SIMPLER WAY TO TRADE:
    This is what I learned about the stock market and trading:
    1] I read a little about the overall market and how it works. I read about different aspects: mutual funds, currency, commodities, stocks and options.

    2] I asked Qs of my coaches and mentors; suggestions were made to me.

    3] THEN I read and studied about those areas which interested me.

    4] I concentrated on those areas which interested me and which fit the amount we had to work with.

    5A] For those strategies I felt comfortable with, I developed trading rules. For those strategies I didn't know anything about, I developed some trading rules.

    5B] I discovered I only needed trading rules for 4 to 6 trading strategies.

    6] Using those rules, I paper traded.

    7] When trades went against me - when I lost money - I adjusted or "tweaked" those rules for that strategy.

    8] I paper traded - again and some more.

    9] I made further adjustments.

    10] I’ll admit I didn’t do enough research for the right broker for our trading needs, wants or desires. However, the one we decided to go with is OK – but not the greatest AND definitely not the least expensive. Yet, the actual trading account was opened:
    As a speculator, with margin, with the approval to trade options.

    11] Yes, it was VERY scary AND I was VERY apprehensive: BUT, I MADE THE BIG JUMP: Going "live" - in-the-market - with real money. I lost some money. NO ONE ever succeeds in each and every trade 100% of the time.

    A] BUT I didn't use the entire amount of the account's money on one trade. I learned HOW TO properly manage the money in the account.

    B] I lived to trade another day. AND I continue learning and living to trade other days.

    C] AND YES, I STILL have a few losing trades. BUT my winning trades are A WHOLE LOT more than the losing trades.

    Thanks for asking your Q! I enjoyed answering it!

    VTY,
    Ron Berue
    Yes, that is my real last name!

    Sources: My wonderful family!

    My wonderful coaches and mentors!

    TWO [2] of THE ABSOLUTE BEST, MOST wonderful trading groups in the world, which I am most proud to be a member of!

    Trading stocks and options more than 2 years.

    "THE University of Hard Knocks"

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  • by Anonymous on April 30th, 2009

    Anonymous

    Hi,
    As I'm reading through the answers you received here,
    I can say a few things:
    1. Ron gave you an excellent answer.
    2. you asked a very good question.
    3. every person has a different answer to this Q. some of the answers are also incorrect.

    To set things right,
    your bank has some very good purposes such as providing you with margin/mortgage to increase your financial operations(buy a house with only 10% of the required money).
    But you can be 100% sure that it is not one of their problems/tasks to find places for our money.

    the interest rate for money in the bank(in the US and every modern country is very low) so storing your money in the bank as an investment is the last place you should think of, it is only a parking space.

    Most financial bankers do not understand investing (I did not say ALL), make a test, ask your banker what investments he recommends. now ask him if he is investing in the same vehicles he is recommending and you will see he is not.

    My advices to you are:

    1. education. no matter if you want to be in the stocks, futures, build corporations.
    learn all you can, learn about the markets, about taxes, accounting, learn a bit from everything.

    2.consider opening a business, businesses are the most profitable form of passive income (when successful) and have the highest tax return.

    3. secondly consider real-estate, they are also a very good way to invest (again..learn, learn, learn).

    4. stocks: good both as a form of passive income and as a day-to-day income. requires a lot of learning as today's markets are very fast. ALWAYS use STOPS.

    everything can be mastered if you have the desire to try and the patience to learn.

    Good Luck

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  • by Anonymous on May 3rd, 2009

    Anonymous

    Well there is a site called Investor Corner it is a stocks and forex community website and it has been built for investors/traders to come together discuss forex and stocks.
    check it out and share with your friends to help grow the community so that people can have there trading questions answered and discuss trades.

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  • by davidwinner on November 23rd, 2009

    davidwinner

    the best to invest that safe, you can visit myfxfunds.com for more info..

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  • by Twisted Taco on March 11th, 2009

    Twisted Taco

    Talk to Bernie Madoff, I'm sure he'll be happy to help

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  • by MessyMiss on March 11th, 2009

    MessyMiss

    In the current economic climate, it is probably not ideal to be investing your money in stocks etc. Just an opinion, but you are better off keeping it in cash (term deposits or cash management accounts) that offer a fairly decent interest rate and you can make more off it. It's great that you have some money behind you, but wait until the market stabilisers as investing it is just a bit risky at the moment. If you want professional advice, speak to a financial planner. It will set you back a few hundred dollars for advice, but they could offer your some great options. Good luck!

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  • by Mini_kilt on November 8th, 2006

    Mini_kilt

    The bank! If you phone ahead you can make an appointment with somebody who can answer your questions and help you make safe decisions, call your bank and ask to make an apointment with somebody to speak about investments, they will help, it's thier job!

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  • by Sarge on May 8th, 2008

    Sarge

    I never new anything either till i started watching CNBC on TV. You can learn qiute a bit there. I made quite a bit of money by watching it. My mistake was that i sold too early. I put $25,000 in Intel stock, and they started puting those "Intel Inside" stickers on the computers. I thought it hit the max 8 days later and i sold it. I made $1400 in 8 days, but if i kept it there for about 8 months, i would have made $500,000.

  • by The Wraith of God is Coming on October 24th, 2008

    The Wraith of God is Coming

    Wait until the recession ends sales will slump and that means the stock market will slump you want to own equties only when the market is moving upward or at least steady, yeah may may have 30 years to get it back, but why ride the market down get in it when it is stable.

    http://finance.yahoo.com/q?s=^DJI

    DJI: ^DJI) Index Value: 8,305.68 Trade Time: 12:48PM ET Change: 385.57 (4.44%) Prev Close: 8,691.25 Open: 8,683.21 Day's Range: 8187.48 - 8683.21 52wk Range:

    PS. I recall when ford was 55$ a share now it's what 5$ how do you get that money back?

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  • by jiya24 on September 10th, 2010

    jiya24

    Now do not get me wrong, Sharebuilders not an Internet brokerage company misdeeds. The company is ideal for beginners because it has a glossary of terms and some e-documents that explain things like options and puts. They also appeal to beginners because of their ad states that can be exchanged for $ 4. You can negotiate for just $ 4, but you must commit to a timetable for negotiations. You can also get that price if you commit to buy dollars X of a given stock each week of the month. Basically, you pay $ 16 per month instead of $ 15.95 it costs usually sharebuilders trade.
    Thanks
    World stock markets

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