ANSWERS: 8
  • There is no polite way to ask for money. That is why you should ALWAYS have a written agreement when lending or borrowing money!
  • Re: There is no polite way to ask for money Right, there are many people who will try to make you feel bad if you ask at all- they will you trying to be "polite" against you.
  • I ask them whether they can pay any part of it now.
  • Famous quote: "Never a borrower, nor a lender, be." It doesn't help you in your present circumstance, but learn a lesson and be more careful in future.
  • ptrask is right. I've found the best way to ask is "Remember that money I lent you?" They know what you're really asking. If you get excuses or guilt trips, there is nothing wrong whatsoever with being, and showing that you are not pleased. Whenever I lend money without a signed agreement, I accept the risk I may not get it back. I also live FIRMLY by the philosophy "once bitten, forever shy" (but only when it comes to money, favors, or business). If I lend you money and it isn't paid back, and you ask to borrow again, "No." If it takes a ridiculous amount of time to pay it back, the next time you ask will also be "No." Same goes with favors (unless they are family or friend).
  • That depends, how much your friendship is worth to the person you loaned the money. If its not worth the money you loaned him your getting off easy cause he's not a good friend to start with. Remember, your friend is the one who put you in the position to ask for your money back, the least the bastard can do is give you a date when you can expect to be repayed or offer you something for collateral.
  • I find the easiest way (for me, not the borrower) to ask for money back is to hint. Sometimes, if I feel awkward about asking for it I'll just say, 'I'm really straped for cash right now, and I really wanted to buy...' Because I've generally only lent money to close friends and family, that's generally enough to prompt them into giving it back. To be direct, but polite, you could just ask straight out, but be nice about it, not rude. Just say 'I know you've probably forgotten about it, but do you think you'd be able to give me back that money I lent you? That's polite, but might make you feel a little awkward, depending on your personality. And though this has nothing to do with your question, my dad always taught me 'never lend money unless you can afford to give it'. I've never yet been in a position where I've been in dire financial need of getting the money back, and in fact I treat it as a bonus when I do.
  • just tell him that I need the money right now for the bills and i am suffering if he owes you like $400 or more . But if he keeps on telling tommorow just wait if it has been a week or so but be polite not all mad then you will lose what he owes you or he will pay you back and feel sorry for himself. Then again if is like $20 bucks if it is that much to you then ask him. Also go to court and settle this out but you will lose your friendship. Then hey everybody makes mistakes then you learn from your mistakes so in the future you wont do it again. Next time somebody asks you just say i am broke or i dont have any money right to get out of it so it wont happen again.

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