Car accident questions>>> yesterday on my way to work i drove through an intersection where a woman ran a red light i hit her on her side and she then hit another car. my insurance says we could also be at fault. can this be true
by 
patrick
ANSWERS: 9
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When you hit her, did you push her into the other car? I used to be an insurance adjuster. I would say no, it is not your fault at all. Even if you did push her into another car, THAT would never have happened if she had not run the red light! I'd say her insurance co. owes for all damages on all cars, plus any injuries. I'm in Texas and all states handle claims differently.
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In NE you could be partially at fault if you could have avoided the accident but didn't do anything to avoid it. Makes no difference if the other driver was breaking the law.
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That depends on if you could have done anything to prevent the accident. I don't think that's fair whatsoever, but that is how the insurance co's are going to look at it. Get a lawyer, fast. I actually had a near accident this morning. Some woman was behind a van getting onto a highway. She decided that the van was holding her up so she went from behind him into the right hand lane of the highway, the one I was in doing at least 5 mph less then the limit. Well, she comes to a FULL stop on the highway to let the van on. I had to screech to a stop and almost lost control of the Jeep. My baby was in the back seat. If I hit her car, I would have beat the pulp out of her. I am glad nothing happened though. And I am really sorry to hear of your accident. I hope that you weren't hurt.
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i did push her it was all front end damage for me car was just adjusted and considered a total loss. im in mass if that helps. ins says they would possably find me at partial fault because of front end damage but this intersection has tall buildings on all 4 corners. would be impossable to see car running light until in your face
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Change insurance companies when this is over. What company do you have? It's clearly all on the driver that ran the light.
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There is a stipulation that even if their car crosses the intersection as the light turns red, you need to allow them to clear. If they went into the intersection *after* the light turned red you are not at fault, if your vision was blocked by a car on your left, you saw your light turn green and failed to see a vehicle that was already in the intersection (may have had to stop to avert a child or animal and is now proceeding through) it would be deemed your fault. Hope that no one got hurt and that this settles with minimal financial pain. Be careful of Insurance companies, they may and up your premiums regardless of fault, it helps if the police deem it as a fault to the other driver, and that that driver is charged. ****Remember that you have the right to contest a decision from the Ins. company, including repair costs, "write-off values" and driving record premiums. The government has the final say, not them.
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It depends if you are in a no-fault state or not. I'm an insurance agent in Maine, which is not a no fault state. That means one or the other of you has to be at fault, but not both. In this case the person w/ the stoplight would most definately be at fault. Your insurance shouldn't pay anything. If for any reason the other woman's insurance refused to pay, your company would pay for only your damages (minus your deductible) & then they would subrogate (collect) from the responsible party, the other driver/insurance company. If it is a no-fault state you are each responsible for your own damages, meaning your company would pay for you & hers would pay for her. Hope this helps some.
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I have tried to write twice about contesting "write-off" offers to the value same type of car is being sold at dealership, and buy back costs from salvage yards, but both times my answer just "disappeared" I am leaving this brief note and advising you to ask ALOT of questions, Ins companies will not give away info that may help you, but if you ask, they are obligued to tell the truth. Don't settle for what they offer, use your bargaining chips
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She rear ended the other car, or you pushed her into another car or....
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