ANSWERS: 5
  • what kind of death was it ?
  • Cause of death was "consume lethal dose of combined medication". This was medication that she was prescribed and had been on it for over two years. It was actually an "accidental overdose". Cigna Insurance" says since they can't rule out suicide they will not pay.
  • Could you get a lawyer to take the case?
  • I understand that your concern regarding the death certificate's "undetermined" manner of death is due to the insurance company's denial of death benefits on the basis that it may have been the result of suicide. If so, your best option does not involve attempting to change the findings of the death certificate. Rather, I would suggest you contact a lawyer specializing in "insurance bad faith" claims to challenge the insurance company's denial of benefits. I do not know what state you're in, but in many states its the insurance company that has the burden of proving that the death was the result of suicide, rather than the family having to disprove it.
  • Check the rules of the Department of Health of your jurisdiction. Keep in mind, however, that the manner of death may be impossible to determine. If no one else was present, as an example, and the cause of death was a head injury, perhaps the deceased tripped, fell, and fatally struck her/his head on pavement.

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