ANSWERS: 2
  • Unfortunately, there are so many different kinds of policies and provisions, it is not possible to speculate. I suggest you call the insurance company and ask them. Some people carry the bare minimum policy, and other people choose riders and add-ons galore.
  • I would say that your son's part time job would have to reimburse anything over and above that you would need to cover due to his little accident!! I know my answer is no legal help to your question but I did something similar to my parents and I had to cough up the dough bit by bit - its a great learning experience! Haha

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