ANSWERS: 3
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Depends on what you use them for and if you have any other savings. The rate is pretty darn low and you potentially could do better in other investments but it depends on your age, risk tolerance and overall portfolio, income and debt.
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You may want to check into I-bonds. They adjust for inflation. Use a search engine and type in Ibonds and find out what they are currently paying.
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I seriously doubt it. Savings bonds are issued and backed by the government which, as we know, is pretty much bankrutp. I had some and cashed them
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