Out of these three options, which home heating is most affordable - Electric, Gas, or Oil? I have oil, and the cost is killing me!
by 
neenie2
ANSWERS: 4
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It really depends on where you live. Propane is the hottest of all home gas fuels, meaning you will need less of it to get the same temperature; Natural Gas is the cheapest to purchase with the lowest cost per unit, much less than propane. If natural gas is not available and oil is king, then replace your furnace with a more efficient unit that has a rating above 90%. Expect it to pay off over a few years. If you live in a very wooded area, then use WOOD! If you live in Pennsylvania, then coal is king! If you live in Texas, Oil and Propane are no pain to a wallet at all!
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I would say gas. But one main thing to consider is insulation of the property. foam between the wall is a very good form of insulation, hopefully it's some type of flame retardant foam. Also the windows have to be well protected. Most of the heat is going to escape through the walls and the windows and even the floor and the roof. So if the insulation is poor, you need a lot of energy no matter what kind of fuel you use. If you can feel any kind of breeze getting into your house than there is an insulation problem somewhere.
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Electricity is the most expensive unless something has changed over the years. I have gas which I very much like as I don't have to call for a fillup. You may not be connected to the grid though. If your home uses oil and the gas line is at the street it could cost thousands to hook up to the line. You're probably better off just sticking with oil. My furnace is 97% efficient but cost me over $3000. Any change will cost you a lot of money. That's why toughing it out with gas is probably the best thing to do.
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Geothermal is the best, I used to heat with oil ( ducted air ) and converted to geothermal. The price of oil and natural gas follows the cost of crude oil, one of the most expensive way to heat right after propane. Wood and coal are the worst pollutant. if you care about the environment, then electricity and geo is the greenest way to go
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