Ask a Question
or
Create a Poll
  1. Home /
  2. Questions /
  3. Autos & Motorcycles
  4. / Auto And Truck Insurance
  5. / Insurance And Car Accidents

by Bettyboop on March 5th, 2008

Bettyboop

Question

Help answer this question below.

I crashed yesterday, and my insurance was expired. I renewed my insurance today but it wont be working till tomorrow. Their insurance company hasnt gotten the info for mine.Will It be covered if they call tomorrow even if the accident was yesterday?

  • Like
  • Report
Share:
Other

Answers. 4 helpful answers below.

  • by Bruja. on March 5th, 2008

    Bruja.

    Usually insurance coverage expires at 12:01 am of a set date. If it was set to expire yesterday March 4th then at 12:01 am you had no insurance, so if the accident took place anywhere between 12:01 am march 4th and the time you renewed it you're pretty much screwed. I'm an insurance agent, trust me I see this all the time! Many don't understand the 12:01 am concept, and its a bummer that insurance companies don't clarify but that's the way they profit. :(

    • Like
    • Report

    3 comments | Post one | Permalink

  • by Someguy on March 5th, 2008

    Someguy

    No. You were not covered at the time of the accident. Trying to fool them may actually get you in more trouble. It may be considered fraud in some areas.

    • Like
    • Report

    2 comments | Post one | Permalink

  • by Gideon on March 5th, 2008

    Gideon

    If your insurance wasn't active at the time of the crash, you were not covered. It can't be retroactive.

    If, in fact, you weren't covered the other driver can approach you for the damages. If you'd had insurance, they could've gone through your insurance company.

    You're on the hook, sorry. Good luck and I hope it wasn't too much damage and everyone's okay.

    1 comment | Post one | Permalink

  • by Munford on January 31st, 2011

    Munford

    Share your answer...

    No comments. Post one | Permalink

Want to attach an image to your answer? Click here.

Did this answer your question? If not, then ask a new question or create a poll.

More Questions. Additional questions in this category.

You're reading I crashed yesterday, and my insurance was expired. I renewed my insurance today but it wont be working till tomorrow. Their insurance company hasnt gotten the info for mine.Will It be covered if they call tomorrow even if the accident was yesterday?

Follow us on Facebook!

Related Ads

Related Questions

Professionally Researched

ANSWERBAG BUZZ

Accident with expired insurance
Crashed with no insurance
I crash insurance expired
Insurance expired yesterday
Car damage and insurance expired

Answerbag

a Demand Media company