ANSWERS: 3
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It takes a refinance to do it in most states.
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What is your question, loudog074?
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Unless you have an assumable mortgage, then you would need to refinance the mortgage to add someone. If you are trying to just add them to ownership of the home, or better know as being on title, then you need to seek out a title company have pay for a quit claim to be executed adding said party.
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