no, call the cops. have it taken care of legally. i have been hit a couple times, the first time i didnt know what to do so i allowed the two of us to drive off without exchanging much information, the man that hit me was able to charge me for the damage that HE did, and i didnt have anyone to back me up on it. the second time i knew what to do, i called the cops and they handled the whole thing. the guy that hit me HAD to accept responsibility, and i paid none of the $5,000 worth of damages to my car.

Yes. you would be wide open to any sorts of outcomes - always call the police and wait - if after the police report you want to settle w/o insurance that is fine depending on your state

Call the police because A) you won't be able to collect health insurance if you're injured without knowing it and B) you might be the target of a con artist.

If you are ever in an auto accideent in Tennessee, you will not have this problem. Auto insurance information is automatically entered onto the accident report. No auto insurance in Tennessee? citation issued and if not complied, drivers license suspended or revoked. To answer your question, were the police notified?

If the other driver refuses to exchange info, call the cops. Insurance exists so you don't have to pay out of pocket, as well as making sure that you are covered if you cause more damage than you can personally pay for. I will barely ever call the cops, but this is one circumstance I will always call them!

If they refuse to exchange insurance information while the police report is being filled out, ask the law enforcement official to ask for it.

I would call the police and report the other driver's tag number, letting them know he/she refused to provide identification.

If you don't exchange information you are leaving yourself open to major problems. If the person wants to pay out of pocket still insist on getting the insurance info. Give them one week to come up with the money and if they don't call it in. But always insist on having a police report. I was actually one of the people who wanted to pay out of pocket and I insisted the guy take my information. I gave hiom my phone numbers, address and where I worked. I slipped on the ice and hit him, but it was 'my fault'. I paid the whole thing with my tax return. I am glad that he trusted me. I'm sure he is glad that I was trust worthy.

You would both be open to liability. Case in point, dumb girl backs into the front of my car because the ground was wet and she thought that itty bitty little spot might be ice and panicked. I asked her to cough up her insurance info and offered her mine. She refused. She couldn't "afford another accident". I pulled out my disposable camera and took shots of her car backed into mine, took lots of notes, etc. She gave me her phone number and I had the car looked at the next day, $400. I called her, she couldn't afford THAT either. So, she called the police and filed a report saying I had hit her. Not too bright. The police called and asked me to come down to the office and make a statement. By the end of the conversation, the officer said don't bother. She called the girl back and suggested she hand over her insurance info. voluntarily as she was most likely at fault. She did and I got the car fixed. What a pain in the arse though. Funny side note, her sister talked to me the first time I called. She told me that they just couldn't afford to pay, after all, she herself had just taken out the mailbox and her dad's truck bumper! Duh. I always keep a disposable camera in the car. If you feel really viscious you can claim that you rhink didn't have any insurance and report them to the DMV (the fine here is $500 IF they have none). The DMV may also be able to provide their info or your info to them (rare these day with the privacy laws).

always get a police report!!

yes to the nth degree. If your ppwork is inorder and you are legal demand a police report

This is why you call the police, being involved in a traffic accident. We collect the required information and its contained in a traffic accident report. Your insurance pays money to receive a copy of the report and all is right with the world.

I dare say each one would be letting himself in for all sorts of legal problems, least of which might be leaving the scene of an accident. If so, how is that person going to explain this, because the other driver got his license plate number and reported it to the police. Another aspect is the possibility of getting insurance coverage in the future.