ANSWERS: 4
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Yes, the only way that he can be removed is by refinancing. As far as the finance company is concerned you and your ex are cobuyers and will remain so until the term of the loan is paid in full. You will need to find a bank or trust company to refinance your deed in your name only.
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poor rodney
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No no no that is not true you can go for assume the account and the fee is a lot cheaper without refinancing.
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You may Quit Claim your ex- from title, but if you want him off the mortgage, you MUST refiance (provided that you are able to qualify for the loan on your own income, assets, and credit scores).
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