I want to keep my car even though it was in an accident and insurance considered it a total loss. Is there any way to keep the car?
by 
rach
ANSWERS: 4
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most of the time there is a value on the car for salvage but the insurance company will normally let you keep it for the same amount----from experience-hope this helps---smile and enjoy the night--good question
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They probably won't want you to keep the car.
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It depends on how old your car is. This happened to me when I took my car after an accident. I wanted to keep my fine running, no payment vehicle. My car was a '98 and it had to be a '97 or older for me to be able to keep the salvage on it. Talk to whomever is handling your claim. Do NOT let them force you into agreeing on a settlement you feel is way off base. There are ways to make them give you more money for your car. Did you use a rental car? If not they have to pay you for the days you would have used one. How much are they deducting for the milage on the car? Contest it, they will give you more. Keep telling them over and over that you do not feel you are being treated fairly. (If that is the case) I had a bunch of help when I went though this, as my dad used to work for State Farm. He's retired, now.
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If your insurance company totals your vehicle and pays you for it, the vehicle belongs to them.
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