ANSWERS: 2
  • depending on your carrier any licensed driver is covered under your policy as long as your car is insured.look and see on your policy at the coverage.michigan is really weird when it comes to insurance,ive recently moved from there......otherwise there should not be no repercussions if its insured.
  • The policy covers your car. Unless the insurance comany has specifically excluded your son as a driver or your son is not a licensed driver there is no problem either legally or coverage wise. You do not have to tell your insurance company about your son untill they ask you. Once they find out they will change the rates and probably add him as the primary driver of the most expensive car. My wife is in the insurance industry in Michigan and this is how we and all her co-workers deal with children

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