If you were married at the time of his death you will bear the responsibility of paying his debts. I notice you say EX-husband. If you were divorced at the time of his death then you have no responsibility whatsoever to pay his debts.

You say "ex-husband", so I assume you had divorced prior to his death. If that is the case, the only reason you would be responsible for paying is if your name was still on the accounts.

If you were legally divorced, through the court, at the time of your ex's death, you are not responsible for his outstanding debts. I preface this answer that this is the case in most states. your state may be different. Contact your divorce attorney to see if this applies in your situation and your state.

people try to make people pay things off like this, but like others say if he is your ex then you shouldnt have to pay. the statue of limitations act is 6 years. and the creditors must not have had contact with you for 6 years for you to be able to say that the debt is statue barred. unless you live in scotland and it is then 5 years. you could sent them this letter requesting the credit agreement, this is for credit cards, loans, etc. The Loan Company Company House, Church Street, Newtown, Kent, R1 7HG Dear Sir/Madam Re:− Account/Reference Number 4563210025897412 With reference to the above agreement, we would be grateful if you would send us a copy of this credit agreement. We understand that under the Consumer Credit Act 1974 (Sections 77−79), we are entitled to receive a copy of the credit agreement on request. We enclose a payment of £1.00 which represents the fee payable under the Consumer Credit Act. We understand a copy of our credit agreement should be supplied within 12 working days. We understand that under the Consumer Credit Act creditors are unable to enforce an agreement if they fail to comply with a request for a copy of the agreement under these sections of the Act. We look forward to hearing from you. Yours faithfully send a postal order with it, if they send you the credit agreement back and your name is not on it, then you dont have to pay them a penny, also you would be able to get all the money back that you have paid them as they have taken it unlawfully, making you believe that you have to pay for it.

If the bills are not in your name that you dont need to pay this. If collection agency write or phone you all you need to do is send in a copy of the death cert, however they can not talk to you about anything to do with your ex husbane because of data protection

IF YOU WERE NOT DIVORCED - PROVIDE THEM WITH A DEATH CERTIFICATE BUT THE ESTATE IS RESPONSIBLE FOR HIS DEBTS AND IF YOU ARE THE ESTATE THEN YOU ARE RESPONSIBLE. THE STATUTE OF LIMITATIONS IN THE U.S.A. IS 6 YEARS. IF YOU WERE DIVORCED YOU ARE ONLY LIBALE FOR THOSE DEBTS ON WHICH YOU WERE LISTED AS A DEBTOR IE, A CREDIT CARD WITH YOUR NAME ON IT TOO OR IF YOU CO-SIGNED FOR A LOAN OR MORTGAGE. OTHER THAN THAT, PROVIDE THE CREDITORS WITH A COPY OF THE DIVORCE DECREE AND THE DEATH CERTIFICATE COPY AND TELL THEM YOU ARE NOT A CO-SIGNER AND THEY WILL HAVE TO TAKE A HIKE!