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by Naomi Banning on January 27th, 2006

Naomi Banning

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My adult daughter loaned her car to someone and it got totaled in an accident. The driver of the car was issued a citation for careless driving. From where should I seek payment for the car?

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Answers. 2 helpful answers below.

  • by jalex137 on January 31st, 2006

    jalex137

    I'm not an attorney or insurance professional, but here's my understanding. This may vary some by state. If the driver of your daughter's car was at fault in the accident, then your daughter is liable, and her insurance on the car will hopefully cover the other parties. If she had collision insurance on her car, then she can claim it against that. Whether she has any legal claim against her friend is another question, which probably will require an attorney. Insurance is generally tied to the car, and covers someone driving with the owner's permission.

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  • by Andy Is Wicked Married to Penal Colony on December 23rd, 2006

    Andy Is Wicked Married to Penal Colony

    I am curious as to why you would seek payment for a car belonging to your adult daughter. Typically, the insurance follows the vehicle and NOT the driver. Depends on the laws where you live, but that is usually the case. Your daughter should seek payment from her insurance company. If she has no collison insurance on the car then she is out of luck unless she can file and win a civil suit against the driver who totaled her car.

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