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by William Moore on January 21st, 2006

William Moore

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I bought a car with my girlfriend and my name is first on the loan and title. She has both keys for the car and the actual car. Can I have the car repossessed or have a key made so I can take it back?

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Answers. 2 helpful answers below.

  • by RedJohn on March 9th, 2006

    RedJohn

    Girlfriend or ex-girlfriend?

    You cannot "repossess" a car that has her name on the title, assuming that the two of you actually own the vehicle and there are no loan payments outstanding. Technically, since the car is in both your names, you are co-owners and you are both entitled to use it, providing you are covered by insurance. You could "take" the car back by having a key made and without telling her, but that would likely involve the police because it would be reported stolen.

    I would advise discussing the matter first with her and, if it is not resolved, with a lawyer.

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  • by suzycue on September 3rd, 2007

    suzycue

    The fact that your name is first does not indicate a priority. Someone's name had to be first....yours had a 50% chance...
    You are co-owners. One of you could buy the other out, perhaps...if you have split.
    Go see the loans banker..if you haven't done so already.

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