ANSWERS: 1
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The general answer is no. If the vehicle was not used as collateral for the debt, then the loan was unsecured and the risk is in the lender. A court can place a lien on a vehicle if you refuse to pay the debt, but they will only do this if you have multiple cars (and even then, only during a bankruptcy proceeding). The only exception are statutory liens (e.g. mechanics lien).
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