If you get your monthly bills online and your computer dies, how do you know when to pay your bills ?
Nobody likes to pay interest on late bill payment.
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ANSWERS: 10
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If you are going to rely on your computer in this way you are accepting the responsibility of consistently having a functional computer. That means if it dies at 10am today by 10am tomorrow you will have a new computer and are scrambling to recover as much data as you can which, of course, just means going to the device(s) on which you backed up that data. Or you can just use somebody ele's computer until you get another one.
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Ice man Been there, done that, got the t-shirt and I've gone back to using the mail because of it. Thanks OC Joe -
Charin Cross well said! we're so dependent on our computers. if you have a job, you can use your computer there. that has happened to me. I can usually get my computer up and running within a week at the most.
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1-24-2017 Same time you always pay them. It's not hard to find a computer you can use to log in and settle up. All my regular bills are automatically charged to my debit card. No attention at all from me.
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Ice man
So what happens when the electric company or the phone company makes a mistake on your bill and instead of taking $75. they take $7,500. ? -
Jewels Vern
It bounces because the CU has a limit on charges. Last year I bought a program and the CU called me to verify that I made a charge in Germany. That was for fifty bux. -
Army Veteran
@Ice man - never going to happen to me. I see upcoming bills within days of paying my current bills. I have a month to dispute charges or have corrections made. If too much is inadvertently taken from my account, the creditor will make the correction and my credit union will not charge me a fee. My bills are scheduled to not take money from my account until my monthly check comes in - the money is always there.
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I don't depend on online reminders, mostly because I'm not reliable at checking emails. Bills are all on my Monthly Budget. That used to be entirely on my PC until my first computer died, and it took nearly six months to get a replacement. Now it is on my PC, and a flash drive...plus I have a replacement computer already decked out, and waiting in its box to replace this one. When this computer dies, I can just set up the replacement, and pop in the flash drive. If there's a problem I can take the flash drive down to the copy shop, and print out the budget.
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I pay all my bills that aren't on auto pay, the first of the month. that way I can relax knowing they are taken care of.
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use your phone
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That would be a bummer and definitely the downside of online computing. What about using your smartphone or paying by phone by calling? If you can't get your computer up and running again, you should switch back to paper statement..
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Almost every bank has auto-pay set up for regular bills. Enact auto-pay.
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log in with your phone
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You repair your computer or purchase a new one.
OC Joe 
Black Mystique 
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