ANSWERS: 3
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It would sound like it. But if I were you I would get a really good real estate lawyer.
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If you were living in the house I would think that the fire and damages caused by the fire would be your responsibility. Actually it probably says so in the contract. Like mentioned in the other comment I would recommend speaking with a real estate lawyer.
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If you where residing there & it is obvious you where. then its your responsiblity. You carry the insurance. Its like renting an apartment even though you dont own it and expect the prop owner to pay/repair all damages I dont think so. you are still responsible. You reside there you are sole responsible party. sorry
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