MY WIFE LEFT AND HAS CREDIT CARDS IN MY LAST NAME. I NEVER APPLIED FOR THEM OR SIGNED FOR THEM. tHEY ARE ALL IN HER NAME. I CANT HAVE A CREDIT CARD. CAN I BE HELD ACCOUNTABLE FOR HER CARDS?
by 
Anonymous
ANSWERS: 5
-
no
-
Maybe. Seriously, probably not. As long as your name is not on them, and you are not liable. But if you're really concerned, you might consult a lawyer.
-
You need to get copies of the applications she signed to demonstrate the signature is her handwriting, not yours. Signing another person's signature is always forgery, a felony crime. If you're listed as a joint account holder, you're going to have to prove you didn't know about the cards, and in some states even then it's hard not to be held accountable due to joint property laws. If you alone are listed on the accounts and she is listed as a additional card holder, you'll have to prove forgery and fraud. Cancel the cards immediately, file a police report and seek the asssitance of a qualified attorney. Otherwise, the debt is yours. Good luck.
-
Yes, married people are seen as one and in a court case your assets or money may be factored into the outcome.
-
Yes. If they're in your name, cancel them. If you explain the situation, you can probably cancel them and get a new one issued to you with a new number immediately.
RELATED QUESTIONS
Copyright 2023, Wired Ivy, LLC