ANSWERS: 3
  • No...it is against federal law for them to do so. There was a date that they could have came in and made their case but if they didnt show, you are clear of the debt because it belongs to the trusties that granted your bankruptcy.
  • Is your name on the loan or account ? Is your name on the bankruptcy? If your name is on the account and NOT included with filing the Bankruptcy, then you may be liable for HALF of the debt.
  • If only your ex filed bankrupcy then YES you are obligated to pay if your name is on the debt! They have every right to persue payment from you! If you wanted full exclusion from this debt then you should have filed with him to get rid of the debt! Just because someone else files bankrupcy, a husband, doesn't mean the debt is wiped clean if another person was on the debt! This means you take full responsiblity for the debt, he has wipe his name off the debt by bankrupcy, NOT YOU! So they can persue payment from you and it's legal! Look at the statue of limitations in your state to see when you would not be obligated! IF the statue of limitations have not ran out, then they can sue you and collect!

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